In addition to Medicare A and B
you should consider:
Medicare supplements-
Referred to as Medigap policies.
These are standardized plans offered by insurance
companies to supplement after Medicare A and B pays. These can
pay the deductibles and can pay the additional 20% coinsurance.
These plans offer more flexibility in the providers you choose
to use. There are
different benefits based on which plan you chose.
Plan F is the most
popular and the most comprehensive.
Plans are standardized to make it easier to compare
plans. It is important to compare rates so you can get the best
premium. These plans may be guarantee issue (no health
underwriting) if you are in the guarantee issue window or if you
have a special enrollment.
Stand alone vision and dental-
These are available for seniors as well.
These products can really help in saving you money with dental
expenses and vision expenses including exams, frames, and
lenses.
Below are some of the carriers I represent
for senior products:
